10 Reasons Why You Shouldn't Have Insurance.

1. You could end up paying more in premiums than you would ever receive in benefits. 2. Insurance companies are for-profit businesses, so their main goal is to make money, not to pay out claims. 3. Insurance companies often deny claims, or only pay a portion of the claim, leaving policyholders with large bills. 4. Insurance companies often cancel policies when policyholders get sick or make a claim. 5. Insurance companies use complex contracts and jargon that most people don't understand. 6. Insurance companies often invest policyholders' premiums in the stock market, so their profits are dependent on the stock market's performance. 7. Insurance companies are not required to cover pre-existing conditions. 8. Most insurance policies have exclusions and limitations that leave policyholders without coverage for certain types of care. 9. Many insurance policies have high deductibles, co-payments, and out-of-pocket maximums that make it difficult to afford care. 10. The U.S. health insurance system is the most expensive in the world, yet our health outcomes are not the best.